Insurance guides, in plain English

Auto Insurance How Much Car Insurance Do You Actually Need? State minimums are a legal floor, not a recommendation. How to choose liability limits, collision, comprehensive and a deductible that fit you. 3 min read Auto Insurance Car Insurance With Bad Credit: How to Pay Less Why credit affects your car insurance rate in most states, and practical ways to bring the cost down while you rebuild it. 3 min read Auto Insurance Adding a Teen Driver: How to Keep the Cost Down Adding a new driver is one of the biggest jumps in car insurance cost. The discounts and choices that make the biggest difference. 2 min read Home Insurance Replacement Cost vs. Market Value on a Home Policy Home insurance pays to rebuild your house, not to match what it would sell for. Why that difference matters when you set your coverage. 2 min read Home Insurance Why Home Insurance Premiums Keep Rising — and What You Can Control Rebuilding costs and weather losses push premiums up. Your roof, home systems, claims and deductible are the parts you can change. 2 min read Life Insurance Term vs. Whole Life: Which One Fits Your Situation How term and whole life insurance work, what each one costs, and which situations each one tends to fit. 2 min read Life Insurance Picking a Term Length That Matches Your Debts Match your term life policy to your mortgage, your children and your working years — and when two policies beat one. 2 min read Health Insurance Do You Qualify for a Health Insurance Subsidy? How marketplace premium tax credits and cost-sharing reductions work, who may qualify, and when you can sign up. 3 min read Health Insurance Premium, Deductible and Network: The Health Plan Trade-off What premiums, deductibles, copays and out-of-pocket maximums mean — and how HMO, PPO and EPO networks change your choice. 3 min read Guide How to Compare Insurance Quotes Side by Side A cheaper quote often covers less. Six steps to compare quotes so the price difference you see is real. 2 min read Guide The Renewal Notice Trap: Why Loyalty Doesn't Guarantee a Good Rate Staying with the same carrier does not guarantee the best price. What to check on your renewal notice before it renews. 2 min read Guide Insurance Discounts Worth Asking About Many discounts are not applied automatically. The ones worth asking about on auto, home, life and health policies. 2 min read